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Savings: Using the MONEY office. more than the car is worth, says Reed. Ditching collision coverage could save you up to 40%. Savings: As much as $440 a year by scaling down to just injury and prop.

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He was offered a fixed penalty for speeding, but officers also noted that Evans was not a named driver for his partner’s car. His own policy wouldn’t extend to cover other vehicles until his 21st birt.

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